If you close the account then any accrued interest will be credited at that stage.2.8 Interest is credited to your RaboDirect Savings
Account annually. It is credited in January in respect of
the previous calendar year. Interest credited in respect of
the previous calendar year will itself then bear interest
with effect from January in the new calendar year where it
remains in your RaboDirect Savings Account.
If you select the annual option it gets paid on 31/12 each year.