I placed a post about damage done to my car by a neighbours wheelie bin which was blown around in last weeks storm, it turned into a bit of a joke which gave me a good laugh. Unfortunately I stopped smiling when i got the repair bill. The guy who priced it spent about 10 minutes trying to convince me to go through the insurance, I said I felt the damage was not worth claiming on but he seemed uninterested in a non-insurance job, he even told me he could 'Beef' up the price to cover any excess. Surly this kind of practice is illegal? It's no wonder insurance in this country is so high.