What to do with your Degiro Cash

[AJAM]

Hey,
So if your using Trade Republic or Trading 212, you get paid interest on your cash holdings.
But as far as I'm aware you don't get paid anything for your Degiro cash.
I was looking for some alternatives and found these ETF's where you can park your cash and earn yield.

Only the iShares one is a full replication (which I assume means it is actually held in cash). And so would be under 41% Exit tax.
The X trackers (at a quick glance) seem to be invested in short term bonds. And as it is on a swap basis, that likely means it involves debt securities, which should mean that even though they are UCTIS ETF's, they possibly fall under the 33% CGT.

Has anybody any experience with these?

 

[Persia]

Avoid Trade Republic for cash, have had several occasions where money in transit to them has gotten "lost" for days on end.

Customer service is also significantly subpar.
I've lost confidence in them and don't use them for deposits.

They're just not up to the job.

 

[Corola]

The X trackers (at a quick glance) seem to be invested in short term bonds. And as it is on a swap basis, that likely means it involves debt securities, which should mean that even though they are UCTIS ETF's, they possibly fall under the 33% CGT

It doesn't matter that the underlying assets are debt securities, once they are inside the wrapper of a UCITS they are subject to 41% exit tax.

It's no different from an equity ETF, the underlying stocks are CGT but the UCITS wrapper makes them exit tax.