Would an investment in a BTL produce an annualised return on capital of over 4% per annum over the same time horizon as the term of a PPR mortgage after all costs and taxes are taken into account? It might but it's very far from guaranteed.
I don't know Sarenco but this I do know, despite not much liking being a landlord anymore I'm very glad I'll eventually own some property. I was thinking of going back in recently. I reckon I could get 17K before tax on an investment of 200K. But then the mantra on here is spread it around. I'm only small fry but property is all I know. But we are plenty diversified in cash and pensions.
One thing also to point out about putting all your money into your house, as you get older, like me, you will get to an age when it may not be possible to borrow, loss of job, age, illness, etc.
What do you reckon my return would be with 17K on investment of 200K. Leave borrowings out of it for now.
Last edited: