I am private sector and my spouse is public sector,
If I die in service, my spouse receives 4xsalary plus my defined contribution pension pot.
If die in retirement, my spouse/beneficiaries will receive my remaining ARF. (I wont purchase an annuity)
How does does this work for public sector defined benefit pensions ? If the pension recipient dies in retirement does the DB pension (or a percentage thereof) pass to the spouse/dependents ? Same question for in service.
Thanks
If I die in service, my spouse receives 4xsalary plus my defined contribution pension pot.
If die in retirement, my spouse/beneficiaries will receive my remaining ARF. (I wont purchase an annuity)
How does does this work for public sector defined benefit pensions ? If the pension recipient dies in retirement does the DB pension (or a percentage thereof) pass to the spouse/dependents ? Same question for in service.
Thanks
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