Many people are claiming that I am a “Vested Interest” who cheered on the property bubble. Most of the quotes are selective and out of context. They ignore the frequent comments I have made about house prices falling. This very long thread is an effort to set the record straight. In particular, some people have accused me of masquerading as a consumer champion for some unspecified personal motives. Here are some of the consumer issues I have been involved in over the past tweny years: Brendan Burgess - record of consumer activism Active member of FISC the precursor of MABS which provided free financial advice to those who could not afford the services of a chartered accountant. Participated in a very successful campaign against endowment mortgages. Campaigned against demutualisaton of Irish Permanent as it was not in the interests of mortgage holders.( A lone voice by the way) I have contributed frequently to radio, television and the newspapers on consumer topics. I have made formal submissions on important consumer topics, for example - The legislation on IFSRA and the Ombudsman - The Law Reform Commission on personal debt - The Minister for Enterprise(?) against banning credit card surcharge payments I have presented the consumer view to industry conferences e.g. The Irish Banking Federation and The Society of Actuaries I have campaigned over many years to improve the lot of the Irish Nationwide borrowers. I put down a motion of no confidence in Michael Fingleton back in 2003. I have chaired the Consumer Panel of the Financial Regulator. I have warned people about the dangers of investing in overseas properties. I have warned people of the risks involved in investing in Irish residential property. I have contributed frequently to many, many threads on askaboutmoney on issues such as "Money Makeover" etc. And of course, I have hosted a website on consumer topics for over ten years.