What are the "final checks" before mortgage drawdown?


New Member
This is out of curiosity really, we drew down recently and once the request goes in, the bank takes a couple of days to do final checks. Is this just making sure the paperwork is in order or is there a further credit check and underwriting review for instance?

Although there was absolutely nothing for us to worry about, I was quite anxious for those 2 days so I thought this might put some minds at ease!
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