Great News. I need a bit of help we had the exact same problem and complained to the FSO and were ruled against what happens now will we be offered our tracker back??? I presume this happened all of us in January 2009 when there was no penalty to exit the fixed rate and not being informed by PTSB what we were losing
Update from Brendan 13th February 2015
ptsb initiated their High Court appeal of the Ombudsman's decision on 19th August 2011.
The appeal had to be lodged within 21 days of the Ombudsman's decision, so the decision was dated around 1 August 2011.
The Ombudsman appears to have ruled inconsistently in these cases. But one would hope that decisions after 19th August 2011, would reflect his high profile case.
If the Ombudsman ruled against you after August 2011, it's probably because the Ombudsman does not think that the details of your case are the same.
Update from Brendan 13th February 2015
ptsb initiated their High Court appeal of the Ombudsman's decision on 19th August 2011.
The appeal had to be lodged within 21 days of the Ombudsman's decision, so the decision was dated around 1 August 2011.
The Ombudsman appears to have ruled inconsistently in these cases. But one would hope that decisions after 19th August 2011, would reflect his high profile case.
If the Ombudsman ruled against you after August 2011, it's probably because the Ombudsman does not think that the details of your case are the same.
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