I am separated from husband, in arrears on family home and investment property. I cannot deal with trying to pay a bit to both banks, and the stress is, really affecting me. I have tenants in the property but after paying reduced payment to the bank (Bank of Scotland) and life insurance there is nothing left, the property is in negative equity and I cannot continue making myself ill with the worry. What should I do? I cannot seem to get an advice anywhere and dont know if I should give tenants notice and hand keys back or wait for them to repossess. If the bank repossess, would I have to go to court and what would the time frame be. Ex not interested and has left it all to me to sort out (see other thread). Someone from the bank is coming to see me on monday so would like to have some plan of action ready. Any advice would be greatly appreciated. thanks