F fredg Registered User Messages 177 23 Jul 2013 #1 We'd love an extension Tracker mortgage No arrears 1 income €40000 No savings 9 years into mortgage with PTSB Is there any point in looking for money from them with what we hear about no lending going on? Should I use my tracker as bargaining against Any loan / mortgage extension Any response welcome Fred
We'd love an extension Tracker mortgage No arrears 1 income €40000 No savings 9 years into mortgage with PTSB Is there any point in looking for money from them with what we hear about no lending going on? Should I use my tracker as bargaining against Any loan / mortgage extension Any response welcome Fred
R ryaner Registered User Messages 563 24 Jul 2013 #2 If you have no savings then they are unlikely to offer you anything. I'd start there. Whatever you do, don't give up or modify your tracker terms either.
If you have no savings then they are unlikely to offer you anything. I'd start there. Whatever you do, don't give up or modify your tracker terms either.
F fredg Registered User Messages 177 24 Jul 2013 #3 Thanks Ryaner It's just so frustrating to make ends meet but when you want to improve things to be met with a brick wall. F
Thanks Ryaner It's just so frustrating to make ends meet but when you want to improve things to be met with a brick wall. F
J Jim2007 Registered User Messages 2,344 24 Jul 2013 #4 If you are already finding it difficult going, how do you see borrowing more is going to put you in a getter place???
If you are already finding it difficult going, how do you see borrowing more is going to put you in a getter place???
B beetroot Registered User Messages 72 25 Jul 2013 #5 PTSB will lend for a top up under a new mortgage agreement but only upto 75% of the final valuation (with the new extension).
PTSB will lend for a top up under a new mortgage agreement but only upto 75% of the final valuation (with the new extension).