VHI Travel Insurance and Ryanair

Jordan Belfort

Registered User
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I have an up coming trip with hotel pre-paid. Just wondering if Ryanair cancel my flight would the hotel cost be claimable from VHI travel insurance. The wording below seems to be specific that cancellation be caused "Strike or Industrial Action" and I'm not sure the current Ryanair cancellations fall into that bracket.


"Your outward international flight, sea-crossing or international coach or train journey, forming part of the Trip’s itinerary, having been cancelled and no suitable alternative having been provided within 12 hours of the booked departure time. The cancellation must be as a result of Strike or Industrial Action (of which You were unaware at the time You made travel arrangements for the Trip), adverse weather conditions, or the mechanical breakdown of, or accident involving, the aircraft, sea vessel, coach or train. "
 
Reading the paragraph above and interpreting strictly would suggest scheduling issues are not covered, but try phoning them to ask.
 
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