Hi Andarma,
There are a few options to consider as follows;
Option 1; VHI Healthcare;
One Plan 250; Adult price: 789 x 2 = 1578; - similar hospital cover, no outpatient cover.
One Plan Starter; Child price: 205x2= 410; - public hospital cover,no outpatient cover.
Total family price; 1988pa or 165per month.
www.hia.ie/ci/comparison/step3?259&253&103/
Option 2; Glohealth;
Note; Glohealth has an offer where children under age 3 go free with one paying adult on the following plan;
Better Plan; Adult price: 915 x 2 = 1830; - much better hospital cover than pmi 17 11, includes hi-tech hospital cover, lower excess,
also child aged one goes free on this plan.
Good Plan; Child price; 195 x 1 = 195 - public hospital cover.
Total family price; 2025pa or 168per month.
www.hia.ie/ci/comparison/step3?259&298&297/
Option 3; VHI + Glohealth
For the best of both worlds and the cheapest option available, you can choose 2 providers. This has become a common trend over the
past year, families using 2 providers to save more money, since Glohealth became a new competitor in the market. This is a new company
which was set up by a group of former executives from Aviva Health and they are a good choice, especially with kids under 3 free.
Adult number 1; VHI Healthcare; One Plan 250; price; 789pa;
Adult number 2; Glohealth; Better Plan; price; 915pa;
Child aged 1 free with Glohealth, Better Plan; free;
Child aged 5; Glohealth; Good Plan; price; 195pa;
Total family price; 1899pa or 158 per month.
www.hia.ie/ci/comparison/step3?253&298&297/
Any adult plans cheaper than the above would not include private hospital cover or would have very high shortfalls for private hospital cover.
Part of the reason for the big increase in price is that you may have been on free kids last year.
Glohealth is the only provider with free kids(under 3) at the moment.
Hope you find suitable alternatives.
Regards, Snowyb.