Hi
I am looking for some advice for my 72 year old mother whose policy with VHI is up for renewal on 8th April. She is currently on VHI health plus premium previously VHI Plan D. She reckons it costs 3500 euro per annum. The premium is deducted monthly directly from a HSE pension she gets. She would love to try and maintain her level of inpatient cover in private hospitals while reducing her premiums, which are extremely high. When she enquired about this previously from VHI they said any alternative would be a downgrade in her cover and as a result she would have to serve a three year waiting time? She is also worried that it would be difficult to cancel /change the payments from her pension.
She has hypertension (longstanding ) and obstructive sleep apnoea for the last year but is otherwise well. Is there any alternative options for her or is the advice she got right and is she best to leave well enough alone?
I am looking for some advice for my 72 year old mother whose policy with VHI is up for renewal on 8th April. She is currently on VHI health plus premium previously VHI Plan D. She reckons it costs 3500 euro per annum. The premium is deducted monthly directly from a HSE pension she gets. She would love to try and maintain her level of inpatient cover in private hospitals while reducing her premiums, which are extremely high. When she enquired about this previously from VHI they said any alternative would be a downgrade in her cover and as a result she would have to serve a three year waiting time? She is also worried that it would be difficult to cancel /change the payments from her pension.
She has hypertension (longstanding ) and obstructive sleep apnoea for the last year but is otherwise well. Is there any alternative options for her or is the advice she got right and is she best to leave well enough alone?