I was reading this thread and rang to ask VHI about the PMI 19 11 plan which was priced about €755, however they told me that price was €986, I said that wasnt the price on the HIA website and I was told that price was only available to a particular company (wouldn't name it) and if I want that that plan it would cost me €986 from my renewal date of 1 Jan, I asked if there was a better plan for me and I was given the option of a First Plan Plus Level 1 - has anyone else had a simillar experience?