All insurers are obliged to accept anyone who is currently with another insurer (or anyone under 65 even if they have never had insurance) regardless of age or health status so you should have no concerns about being a good or bad prospect. .
My parents have been with VHI for a number of years now.
They have both had heart conditions (and claims) in recent years.
Will other insurers touch them now?
Will the fact that they have both have existing conditions (in last five years) bump up their premiums, or affect their right to claim if any problems re-occur if they move insurer?
Has anyone switched from VHI PlanB to the equivalent Aviva and Quinn plans?
My VHI PlanB is currently costing me 906euro. The increase will bring that up to 1,224.
- Level 2 Hospital - Aviva or
- Essential Plus - Quinn
Today Quinn quoted me 898e for their Essential Plus plan and
Aviva quoted me 825e for their Level 2 Hospital plan.
The Aviva corporate plan - 'Business Plan Extra' is 799 - with a one year waiting time to be eligible for the refund on GP, dental and optical. The quote I got from VHI for corporate plan is 726.
Is it safe to change?...have been with VHI non-stop.
thanks for all replies and helpful info..
I have re registered with VHI for Plan B for 906e until this time next year when I will re consider my options...may then decide to go with the Aviva Business Plan Extra as it would be great to get some refunds on dental and optical!
trudy
I just checked my healthmanager starter with quinn against their companycare starter. Cover seems 2 be slightly better with companycare and about €113 cheaper. Pj111 I see on both these plans cover for hi tech cardio but not anything else. Do you think this matters? Any suggestions?
You lack the above cover in return for money back on day to day benefits.
Which is more important to you ?
Patrick
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