Using Personal Credit card for business purchases

Zapatista

Registered User
Messages
130
Having read the T&C's for my personal credit card it says that the card cannot be used for any business purposes.

I am in full time employment but recently registered as self employed also.

My question is as follows:

Are the bank likely to take issue with me paying for business stationary and some other small expenses on my personal credit card ?

I do not yet have a business account so my personal credit card is my only source of credit.

Zapa.
 
Are the bank likely to take issue with me paying for business stationary and some other small expenses on my personal credit card ?
I doubt it. As an employee I often use my personal credit card for incidental and travelling expenses and then claim these back from my employer without any problems, in particular from the CC provider.
 
They'll never know unless they have cause to look into your account closely. However, if you got into a dispute with them for whatever reason, and were found to be breaking their T&C's... who knows.
 
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