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On querying a small interest charge on my NIB cc account today, NIB tell me that even though I had preloaded my card before taking out cash, it needs to be completely in credit (i.e. last bill fully paid off without usual interest fee period and any charges this month to date paid off too) to completely avoid interest charges. I haven't checked my T's & C's yet - Have others come across this?Moneybags said:Interest on ATM cash advances varies from bank to bank. BoI doesn't change anything provided you pay the balance in full at the next statement date. Others don't charge interest provided your card account is in credit. And others (Ulster Bank) charge interest no matter what you do.
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