I would imagine your CCR record will reflect the PIA. I think all actions on an existing loan will be recorded and only removed from your record 5 years after the loan is closed.
Obviously having had to restructure a loan will be unlikely to count towards your cause. However, the fact you've 24 months evidence of repayments may outweigh this. Really depends on the individual lenders rule.
A mortgage broker who can present your case in the best light to multiple lenders is possibly