Hi all,
After a very stressful time we secured a successful PIA 2 years ago. It was for 12 months and we are now a further 12 months post PIA. Our mortgage was sold off by PTSB pre PIA and our mortgage is now with Start Mortgages at 3% variable rate. With the current discussion around fixing rates I contacted Start to see if we could fix our rate with them, the reply was they are not currently lending.
Our house is now out of negative equity with a LTV of approx 70%.
Does anyone know if a previous PIA would negatively impact our chances of moving to another lender or has anyone any experience of same. I am contemplating contacting a broker.
Thanks
After a very stressful time we secured a successful PIA 2 years ago. It was for 12 months and we are now a further 12 months post PIA. Our mortgage was sold off by PTSB pre PIA and our mortgage is now with Start Mortgages at 3% variable rate. With the current discussion around fixing rates I contacted Start to see if we could fix our rate with them, the reply was they are not currently lending.
Our house is now out of negative equity with a LTV of approx 70%.
Does anyone know if a previous PIA would negatively impact our chances of moving to another lender or has anyone any experience of same. I am contemplating contacting a broker.
Thanks