J
justfor1day
Guest
Hi there,
I am hoping someone can help clarify my pension entitlements.
I have been working with a third level institution (a National University) since 2001. For the first three years I did not have a contract but was working full time hours. As a point of information, my payslips for this period had been applied with a label of “part time work”, though as I stated my hours were full time and my duties were equivalent to a full time comparable employee. I was given a fixed term contract in 2004 (in the same role) and subsequently a CID in 2007 (before the expiration of the 3 year fixed term contract).
I am due to be enrolled in a pension scheme and have been given a spreadsheet outlining my entitlements and detailing payments etc. According to this spreadsheet I am “pensionable” only from 14th July 2003 (the date of the Protection of Employees fixed term work Act 2003). However “Back-payments of contributions” are only due(calculated) from the start date of my full time contract/CID. “Clawback” for the spouse and childrens portion of pension is calculated as far back as 14/7/2003….this is then deducted from final lump sum (which I don’t understand).
My question is this: If I was “pensionable” from 14/07/03 then should I not be required to make back payments and receive matching contributions from employer back to this date? (and just to be sure….wouldn’t this be to my advantage?!)
Another question: Do I have pension entitlements for the period without a contract i.e. prior to 14/7/2003, back to 2001 under the Protection of Employees (Part-Time Work) Act 2001 came into operation on the 20th December 2001? i.e. worked at least 20% of hours of full time employee in same role….in my case I worked 100%!!
Third question: If I was entitled to pension rights above, would this mean I should be listed as enrolled in the pension scheme before April 2004, which would mean I could retire at 60 years of age (rather than 65 for post April 2004 entrants)? Or do I need 40 years service in any case? Sorry, I am not that au-fait with some of this stuff.
I hope this makes sense and that someone can help me out. I’ve tried to read through and understand as much documentation as possible on this and I just want to make sure I am getting what I am due as I was not treated fairly by the institution prior to this re: contract etc.
Many thanks in advance. I can try to clarify any points if requested.
I am hoping someone can help clarify my pension entitlements.
I have been working with a third level institution (a National University) since 2001. For the first three years I did not have a contract but was working full time hours. As a point of information, my payslips for this period had been applied with a label of “part time work”, though as I stated my hours were full time and my duties were equivalent to a full time comparable employee. I was given a fixed term contract in 2004 (in the same role) and subsequently a CID in 2007 (before the expiration of the 3 year fixed term contract).
I am due to be enrolled in a pension scheme and have been given a spreadsheet outlining my entitlements and detailing payments etc. According to this spreadsheet I am “pensionable” only from 14th July 2003 (the date of the Protection of Employees fixed term work Act 2003). However “Back-payments of contributions” are only due(calculated) from the start date of my full time contract/CID. “Clawback” for the spouse and childrens portion of pension is calculated as far back as 14/7/2003….this is then deducted from final lump sum (which I don’t understand).
My question is this: If I was “pensionable” from 14/07/03 then should I not be required to make back payments and receive matching contributions from employer back to this date? (and just to be sure….wouldn’t this be to my advantage?!)
Another question: Do I have pension entitlements for the period without a contract i.e. prior to 14/7/2003, back to 2001 under the Protection of Employees (Part-Time Work) Act 2001 came into operation on the 20th December 2001? i.e. worked at least 20% of hours of full time employee in same role….in my case I worked 100%!!
Third question: If I was entitled to pension rights above, would this mean I should be listed as enrolled in the pension scheme before April 2004, which would mean I could retire at 60 years of age (rather than 65 for post April 2004 entrants)? Or do I need 40 years service in any case? Sorry, I am not that au-fait with some of this stuff.
I hope this makes sense and that someone can help me out. I’ve tried to read through and understand as much documentation as possible on this and I just want to make sure I am getting what I am due as I was not treated fairly by the institution prior to this re: contract etc.
Many thanks in advance. I can try to clarify any points if requested.
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