Hi,
My partner was involved in car accident before xmas. Was rear-ended at traffic lights by another vehicle. Gardai where notifed the same of day of accident. She has been out of work for 3 months with whiplash sympthoms so no income etc coming in. This person accepted liability for accident and they swopped insurance details etc. From the start this guy was reluctant to go through car insurance and he wanted to settle privately for the damage to the car. We consulted with a solicitor who advised to speed things up settle privately for the car and take out separate personal accident insurance claim (covered in our comprehensive policy) It later turned out (3 weeks later when notified by my partners insurance company )that this person's insurance had expired and that he took out insurance the following day after the accident. Sneeky? We have notifed gardai since but its up to the original gardai who we reported accident with to take further action. In the meantime claim had been put through PIAB (peronal injuries assessment board) for personal injuries damages (hospital xrays/medication/doctors fees and loss of earnings and solicitor appointed etc. We paid fees to the PIAB for medical report form etc. It now turns out because individual had no insurance that we now have to go through MIBI (motor insurers bureau of ireland). Has anyone had any dealings with these guys. Does one have to pay up front fee and how long do they take to reach any settlements
Just trying to get some expenses back. Goin around in circles and very confused. any advice would be appreciated
My partner was involved in car accident before xmas. Was rear-ended at traffic lights by another vehicle. Gardai where notifed the same of day of accident. She has been out of work for 3 months with whiplash sympthoms so no income etc coming in. This person accepted liability for accident and they swopped insurance details etc. From the start this guy was reluctant to go through car insurance and he wanted to settle privately for the damage to the car. We consulted with a solicitor who advised to speed things up settle privately for the car and take out separate personal accident insurance claim (covered in our comprehensive policy) It later turned out (3 weeks later when notified by my partners insurance company )that this person's insurance had expired and that he took out insurance the following day after the accident. Sneeky? We have notifed gardai since but its up to the original gardai who we reported accident with to take further action. In the meantime claim had been put through PIAB (peronal injuries assessment board) for personal injuries damages (hospital xrays/medication/doctors fees and loss of earnings and solicitor appointed etc. We paid fees to the PIAB for medical report form etc. It now turns out because individual had no insurance that we now have to go through MIBI (motor insurers bureau of ireland). Has anyone had any dealings with these guys. Does one have to pay up front fee and how long do they take to reach any settlements
Just trying to get some expenses back. Goin around in circles and very confused. any advice would be appreciated