This posting alarms me! I am self-employed with a consultancy involving one-to-one appointments and work with groups, including evenings and weekends. The work requires quiet and freedom from interruptions, which are upsetting for my clients and disruptive for me. I rent my home in a rural area, with the landlord's agreement to carry on my business there. Always while with clients i have a Do Not Disturb Without Appointment on the door.
I have recently become unable to service my credit card debt and other loans due to a 40 percent drop in income since 1988. MABS have commenced negotations with my creditors on my behalf, despite which at least one of them phones twice a day from Private Numbers (my Advisor recommends i do not engage in conversation with them since the MABS correspondence with them is under way). I dont take the calls and again, on foot of advice, have not responded to 2 voicemails from 1 bank requesting me to phone - i had already phoned them at the beginning of my troubles and given them the picture of my situation and the prospects for improvement, though not immediate, and i had also written to them and eventually got a very reasonably-worded reply - despite which their solicitor's warning letter went out to me a few days later!
I am horrified to think someone may arrive unannounced at the door while i may be working with clients! Or does the fact that MABS have been authorised to negotiate on my behalf protect me from that? Can anyone reduce my anxiety here - do you think such a caller would respect my Do Not Disturb notice? (One creditor would be aware i work from home, i believe the others do not know that).