Just to add the wording of the letter will have nothing to do with UB's decision. I wrote both my letter and my friends letter, both were identical and she got hers back without FSO involvement while I didintHi,
Just came across this thread and I had a UB Tracker, fixed for 3 years in 2007 and went on standard variable rate since. I did ask about going back on Tracker but was told no. But I have just found my letter of offer and it has the 'General condition 2...' Phrase.
Bfreckles - I'm a bit concerned at your 6 year limit comment. Is this correct? Could you post a bit more info please?
Anyone who managed to get their's reinstated without having to go to the FSO would you mind posting the phrasing of your letter below please
Can I ask did you go direct to the mortgage section or through your bank managers?
I do have an email from 2011 where I asked my bank manager about going back on my track and he said, 'In relation to going back to a tracker mortgage after coming of a fixed rate, this is not the norm and that certain accounts have this option but it is a very small fraction of our mortgage book.'
Just wondering who would be best to approach first, the mortgage section or my bank manager?