Thanks. I think we are mixing up two different issues.(1. Letter of redress 2. letter that notified us we were impacted and mortgage rate adjusted). I'm interested in the redress and compensation letter (1 above). I'm wondering if the letter is always prefaced by an adjustment to the mortgage balance. If this is the case, I can monitor by balance online, and know the letter is imminent if the balance is adjusted.Ours also. The monthly payment was debited on same date but was 500 euro less than normal! Then about a week later letter arrived.
Has anyone had any joy from the mobile mortgage advisor from your area? Do they have any concrete info on individual cases
Looks like this is the case. Certainly in my case it is.I'd like to add a kind of opposite question also: does the mortgage adjustment come first always, then the letter?
I agree with the speculative nature of this. My mortgage comes out on the first of each month. No adjustment and no letter. I had been thinking that I would periodically check my mortgage balance rather than check for mail in the letter box.It's all speculation but maybe those with 1 dec adjustments are in the 1000, all else wait for 1 Jan adjustments and letters thereafter . Interested to know if anyone gets and adjustment mid month or after 1 December .
Did the adjustment correspond to the date of the month when you mortgage was due to come out, or was it just random?hi. I got the idea from people on here who have online accss to their mortgage accounts and could see big adjustments to their mortgages online followed soon by a redress letter. I called this morning and asked could they see any adjustments on my account. they gave me the exact redress figure and said I should have a cheque by the end of the month. mortgage balance last month was 181k after adjustments today they told me it was 168k. I'm a boi customer but have mortgage with Ulster. watching out for the postman now