Moneysaver
Registered User
- Messages
- 9
Myself and my partner made a joint application to UB for a mortgage through a broker. We were told that it was a solid application before making it. Now the underwriter has gone back to the broker to request ICB reports for both of us and they haven't confirmed which one of us there is a problem with. We have both had mortgages in the past (I have a current mortgage and my partner had a house which was sold and the mortgage cleared in full). We have never missed any payments on anything (everything paid on time).
Is this the norm for banks to ask for and ICB report for both parties or should we be concerned? We are due to pay a non-refundable deposit on a house in two weeks and I am now concerned there will be a problem with mortgage approval. Any advice would be most helpful?
Is this the norm for banks to ask for and ICB report for both parties or should we be concerned? We are due to pay a non-refundable deposit on a house in two weeks and I am now concerned there will be a problem with mortgage approval. Any advice would be most helpful?