I am told in my local Ulster Bank branch that "free" banking is now only available to those aged 68 years and over. It is no longer available if you keep a minimum of €3k in your account. uFirst customers now have to pay fees. When pressed the cashier didn't seem sure about the information that she had just given me and appeared to back down. I have received nothing in the post advising me of changes to their Terms and Conditions. Can anyone confirm the above?