Thanks for this Ann - I've always been a fan of online banking but have not tried it for international transfers. I usually draw a cheque on my UK Bank or BS and present it at my local bank, usually these days receiving a spanking on the exchange rate but avoiding charges from the UK Bank. Before we moved here, Barclay's charged a whopping £30 per transaction for moving funds, losing me as a customer in the process. I'm going to do a little research as there must be a better way.