Health Insurance Two elderly parents, early 90s, want to change from VHI policy PMI4416

[Galen]

Hi, My 2 elderly parents, both in early 90s, are on the VHI policy PMI14416. I think it is over 2K each for them.
Could anyone recommend a similar policy, but cheaper?
They are in Galway city.
Issues at the moment include cataracts, macular degeneration.
Any advice greatly appreciated!
Thanks
Galen

 

[Riomhaire]

Hi Galen,

VHI PMI 44 16 is currently renewing at €1437 per person per annum.

This policy covers a private room in most private hospitals excluding The Blackrock Clinic and the Mater Private. There is limited cover for every day medical expenses and an excess of €125 for these claims with this plan.

Assuming you want to stay with the VHI and if you are comfortable dropping cover for a private room in private hospitals then I suggest you give PMI 53 10 some consideration.

PMI 53 10 is costing €1350 per person for the coming year. It has very good day to day medical expense cover with an excess of only €1.

I hope this is helpful.

 

[Carrie22]

PMI 0710 is very similar to PMI 5310 and is a bit cheaper at €1311.98 per person. The main difference as far as I can see is that the outpatient policy limit is €3200 for PMI 5310 and €1000 for PMI 0710.