I was always under the impression that the 31st of October was the last date to claim so apologies for inducing your bout of panic. I have just spent the holiday(?) weekend trawling through boxes in search of mortgage interest certificates/medical receipts for 2002 and hand-delivered the return this morning. To be honest, if I thought it was the end of the year, I probably wouldn't have started looking until 30th December! So panic would merely have been delayed rather than resolved on my part... I really must sort out the next 3 years soon!