1
100car
Guest
I bought my house in 1998 but never registered for TRS when it came in in 2002. I want to register for it now but want my mortgage provider, Bank of Scotland to give me what they owe me in a lump sum. I know someone else that tried to do this with another mortgage provider but they ignored the request and made the deductions in their monthly repayments. Do I have a right to insist on a lump sum repayment? and if so how can I force them to do it my way? So far they're not very responsive and have told me that the customer service department will send me a letter with my options! help.