I intend to run the NY Marathon in November. I have a multi trip travel insurance through AIB (Chubb Insurance). I'm wondering if I was injured while competing, would I be covered. There are specific mentions of winter sports being excluded (skiing etc). In the exclusions section of the policy document, it states the following: D. Hazardous activities participation in or training for: mountaineering requiring the use of ropes or guides; potholing; any organised sporting holiday or trip; travelling on a motorcycle over 125cc; competitive winter sports including, but not limited to ski or ski bob racing, mono skiing, ski jumping, ski boarding, ice hockey, or the use of bobsleighs or skeletons; racing of any kind (except for racing on foot); scuba diving to depths in excess of 30 Would I be correct that this means I'm covered as a marathon is racing on foot?