Myself and my partner are buying a house wit a value of 300k (looking for a 92% mortgage). We are both separated although my partner got an annullment through the courts and is getting a payout from his partner. He was due to get this money last week but hasn't received it yet. We shook on the new house with the builder and auctioneer friday week ago but have not exchanged any deposit as we don't have it till my partners settlement comes in. I also have an apartment in my own name with a mortgage of 201k (apt was bought for 220k) and is now valued at 270k. Ideally what we want to do is hold on to the apartment and go intrest only for three years and also release about 30k equity from it. Does anyone know if we will be liable for stamp duty in the new house (2200 sq. ft.) or if I will have to pay a clawback on the apartment because it is going to be a rental property. My wages are 28k with bonus of 800 euro and my partners is 36k with 3k bonus. Do you think we will have any problem doing what we are doing or should I just sell the apartment. The rental income where the apartment is would be 750 euro a month. Any advice greatly received.