Tracker rate/fixed rate to svr

[Lucyloo]

Hi, my mortgage free download on a tracker & I moved to a fixed rate for 2 yes. However the fixed rate was tied into my mortgage moving to a SVR instead of back to the tracker. This was in 2007. The Bank are arguing that I was aware of the rate I would revert to after the fixed rate expired & they were not offering a tracker as a default rate.

The Bank is Ulster Bank. I think it was quite underhanded of them & a way to get the tracker from people.

They issued me a FRl & I intend on appealing to the FSPO.

Does anyone have any experience with this issue or advice on my appeal?

 

[peteb]

You aren't appealing to the FSPO. you are asking them to review your situation. Check out the key post I wrote on this before. Have a search. there is lots of info on this on the site.

 

[Lucyloo]

I'm asking the FSPO to review the Banks decision. Thanks I'll look at the key posts, I think they seem to date to 2014 - not sure if there is anything more up to date on recent decisions etc?