we're just finishing our 1 yr discounted fixed rate with AIB and want to change onto a tracker mortgage.
The problem is they are only offering a rate of 3.25% as our LTV is > 70% and the mortgage amount is < 250,000 (the actual amount is now 210,000).
Should we be getting a better rate from AIB?
Can we get a better rate elsewhere & would it be worth the cost of changing?
The problem is they are only offering a rate of 3.25% as our LTV is > 70% and the mortgage amount is < 250,000 (the actual amount is now 210,000).
Should we be getting a better rate from AIB?
Can we get a better rate elsewhere & would it be worth the cost of changing?