We recently brought a house in Dublin of father for 150k ( mortgage in total from EBS) was for 189k incl. home improvements . We also gave my father 18k towards CGT Bill. Value of house is 240k. My father wishes to buy a house for 175 k for my sister and is short 30k . I am wondering what are my chances of securing an additional 25k of the bank. My income is approx 59k plus bonus 6k . Spouse recently gave up job. Renting out spare room for another 8k annually .