Top Up and interest relief

If the top-up is is being spent on the purchase/renovation/improvement of one's PPR yet. Otherwise no.
 
It's not how you apply for it it's how you spend the money that counts. Are you borrowing to spend the money on your property? If not then you cannot claim owner occupier mortgage interest relief on the additional amount. If you are then you contact Revenue and your lender to claim the additional relief. Claiming the relief when you are not entitled to it would be tax evasion.
 
ClubMan said:
It's not how you apply for it it's how you spend the money that counts. Are you borrowing to spend the money on your property? If not then you cannot claim owner occupier mortgage interest relief on the additional amount. If you are then you contact Revenue and your lender to claim the additional relief. Claiming the relief when you are not entitled to it would be tax evasion.
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Yes im borrowing to spend the money on the property, we took out a loan from the Credit Union to pay the deposit for the house so we will be paying that off and spending the rest on doing up the house!!
 
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