I’ve just turned 52, married with no kids and we are currently a one income family, myself being the earner. I earn €40k a year and the job secure as can be expected. I’ve had a pension with the company for maybe 15-20 years which up until very recently haven’t contributed to at all, just letting the company contribute. In the last 18 months or so I have started contributing a very modest amount -€100 a month. The pension pot at the moment is a paltry €63k. My question is, is it too late at this stage of my life to start making some serious contributions to this pension fund? Would it be advisable, even at this late stage to try and fund it as much as I can?