Best Buy The Avant Tracker mortgage is a clear Best Buy and people should consider switching to it

[ClubMan]

is it correct to say it'll cost about 1,200 to 1,500 for the switch with just the solicitor requirement?

At least, I would've thought.
Maybe even more than that?

What rate and type (variable or fixed) would you qualify for with Avant?

 

[icb]

3.04% would be my Flex rate at the moment
I wouldn't consider any other rates/fixed as the 3% I'm on is good, for now!

I must pop a mail to solicitor when AIB respond with a low/no breakage.

 

[ClubMan]

3.04% would be my Flex rate at the moment

I thought it was 3%?

I'm on the AIB 3% 3 Year Fixed <50% since September 2024

What rate would you qualify for with Avant?

 

[presidenttttt]

Is the general view here that nobody will undercut Euribor +0.9% ? I will likely take this up in the coming weeks unless there was some strong signals of fixed rates going below 3% soon. I was 2.3% fixed which was great.

 

[Setforlife]

Is the general view here that nobody will undercut Euribor +0.9% ? I will likely take this up in the coming weeks unless there was some strong signals of fixed rates going below 3% soon. I was 2.3% fixed which was great

How long is a piece of string? If Avant get enough people moving to it then BOI and AIB will eventually have to compete at least on fixed rates and not just with green loans, but they’ll hold out as long as possible you would have to assume. We took a 1 year fixed last September to see how it all panned out, currrenky AIB and BOI fixed green rate offers for us are close to this, but they’ve been the same for a good while now. Would expect they will have to move further by September, but they won’t unless they are forced to by the market.