Hi Wardy 7 that is a disgrace amount for compensation. Do you mind me asking when you took your mortgage out in 2008 how long did you originally fix it for 2years or 3 years?? Also thanks for posting that you got your letter ag least we know now the letters have started to be sent obviously in drips and drabs. If you are not already in contact with Padraic Kissane i suggest you do. Best of luck.