gnf_ireland
Registered User
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Hi all,
I was talking to my parents this weekend and it appears they are on the Teachers Plan with VHI. The cost per adult per year is ~1680 euro. Going through the benefits of it, it appeared to be relatively poor value for money in my view, but would like others view on the same.
I compared it to Simply Connect Plus from Laya as its the one I am most familiar with.
The Teachers Plan is nearly 500 euro more expensive or 38.8%
Outpatients is much better with Simply Connect Plus - an excess of 1 euro and much more included in the scheme. Teachers Plan seems to have very little outpatient cover
In-Patient wise, my parents would be happy with semi private room in a private hospital level. They are Galway based, so interesting that Teachers Plan has excesses for Galway Clinic, which is a negative against it. I accept there is a one off excess per year of 150 euro, but that is easily covered out of the 500 euro saving.
Am I missing anything here?
BTW - any other plan recommendations for my parents (~70 year olds, no known health conditions and have had health insurance for years. Semi Private in Private hospital sufficient, and will have travel insurance if they go overseas)
I was talking to my parents this weekend and it appears they are on the Teachers Plan with VHI. The cost per adult per year is ~1680 euro. Going through the benefits of it, it appeared to be relatively poor value for money in my view, but would like others view on the same.
I compared it to Simply Connect Plus from Laya as its the one I am most familiar with.
The Teachers Plan is nearly 500 euro more expensive or 38.8%
Outpatients is much better with Simply Connect Plus - an excess of 1 euro and much more included in the scheme. Teachers Plan seems to have very little outpatient cover
In-Patient wise, my parents would be happy with semi private room in a private hospital level. They are Galway based, so interesting that Teachers Plan has excesses for Galway Clinic, which is a negative against it. I accept there is a one off excess per year of 150 euro, but that is easily covered out of the 500 euro saving.
Am I missing anything here?
BTW - any other plan recommendations for my parents (~70 year olds, no known health conditions and have had health insurance for years. Semi Private in Private hospital sufficient, and will have travel insurance if they go overseas)