Twenty years ago I took out a 'with profits' endowment policy with Royal Liver which I have been paying ever since. It is due to mature in February and I have just received the claim form. Taking out the cost of the monthly payments, there should be a profit of some 4000 euro on the policy. Is this taxable, and if it is, does anybody know at what rate, and what kind of tax (eg, income tax, capital gains etc) or do I just trouser the cash? Thanks in advance.