Tax - Jointly assessed and keeping income down to remain in the lower tax bracket

[CCN]

We are jointly assessed. I earn €28,626 but in June that will rise to €29,683. My tax rate band is set at €29,000. I was thinking of going on parental leave. This will reduce my income and hopefully keep me in the 20% tax band.
My husband earns €40,000 his tax rate band is €36,697.00.
My tax credit is 3,547.00 per year and his is 3,547.00.
Two questions :
Are we distributing or tax credits correctly ?
Does keeping my income below €29,000 a good idea ?

Or do i subtract my tax credit of €3,547.00 from the €29,000 and is that my taxable income = €25,453.

 

[vandriver]

Only the 683 over your cut off point would be taxed at the higher rate,so I do not see any advantage in foregoing wages to stay in the standard rate tax bracket.In answer to your second question,multiply your wages up to the cut off point by 20% and add on any wages over the cut off point by 41%.From this gross tax amount you deduct your tax credit to give your tax bill for the year.