What about BOI for 2% ( tell them you are switching to EBS and you want to move back right away for Cash back.) and AIB for €2000EBS (2% cashback), then PTSB (2% cashback), then KBC (3k), then UB (1.5k) if going to do multiple moves. Otherwise just go to KBC for the best rate, or for a slightly higher rate and less cashback just UB as they have better history of passing rate cuts