Switching from Variable Rate to Tracker Rate


Registered User
I have an LTV of 25%. My mortgage with PTSB is based on the standard variable rate of 5.2%APR.

Can I simply switch to a PTSB tracker rate by writing to them?

House is valued at €360k so based on the interest rates on the ptsb website I could be on a tracker rate of 4.6%APR.

Have not called ptsb yet but wanted an opinion please.