Switched €70k mortgage from ptsb to KBC

tommyryan55

Registered User
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Just completed switch from PTSB to KBC, sent of the first lot of paperwork on June 15 and mortgage was drawn down on 31 August.

Mortgage amount €70,000. Monthly repayment reduced by €25 (small saving but I wanted to leave PTSB) and term reduced from 21 years to 20 years.

For the most part KBC were very helpful, I could of been quicker supplying some of the paperwork which would have reduced the timeframe.

Within a week of drawn down KBC had paid
the €3,000 switcher bonus into my account, valuation and Solicitor fees were just under €1,400.

Overall the process was relatively painless and didn't take up to much of my time.
 
Hi Tommy

That is very interesting.

€1,600 net of fees back on €70k is 2.2%!

What rate were you on with ptsb

And what rate did you move to KBC on?

Brendan
 
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