Switch to which bank?

M

Martin84

Registered User
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I have an 85% LTV or so 250k mortgage with BoI, 2.9% 1 year fixed rate that expires in May. I got the 2% cashback, and am due to receive 1% in 4 years if I stay.
Im wondering which bank is best to switch to? Is there any place where one can find the various switching offers, and rates? Feels like the switching bonus will be eaten up by the solicitors fee and the loss of 1% cashback, but maybe still worth it because of a lower rate.
 

Key Post - Best Buy mortgage for a switcher

This is the first draft of this post. I welcome comments - especially from people who use it to switch. Do you find it helpful? Do you disagree with the conclusions? Am I leaving out some other factors? Brendan There is a bewildering array of products so I am going to pick a couple of products...
www.askaboutmoney.com

And have a look here.
You will save by switching. Don't be put off by the solicitors fee. If you check the rates on Karl's mortgage calculator to compare - it will show you what the savings would be.
 
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