Hi all, Currently with KBC with a mortgage remaining of around €269,500 on a fixed rate of 2.65%. Fixed in September so will need to pay a breakage fee of €350 if switching. The mortgage is only 1 year and 3 months old so I might not qualify for PTSB due to their 2 year rule but going to chance my arm. If I can get PTSB approval I'm thinking PTSB>BOI>EBS and then probably on to UB after 6 months. 2% cashback on each would be a substantial amount even after breakage fees, valuations and solicitors fees. Hoping to find a common valuer between each bank and also bargain with the solicitor. Have read most of the threads on this so if there's anything I'm missing or if anyone thinks I should change the switch order let me know. Thanks.