Swap market rates

Discussion in 'The Fair Mortgage Rates Campaign' started by TC2015, Feb 13, 2018.

  1. TC2015

    TC2015 Registered User

    Hi, as most banks use this data to calculate break costs on a fixed rate mortgage is there anywhere I can access historical data for swap rates??

    I intend to break out of a 3-year fixed rate with Ptsb soon.

    Any link to the info or assistance would be appreciated.
  2. Trixie

    Trixie Registered User


    I am thinking of going into a fixt rate mortgage for 3 years with Ulster Bank the rate they have offered is 2.75%. I never had a fix rate before. I
    am currently on t 3.80% with them.

    Ulster Bank are saying mortgage rates are going to increase. I am not so sure, country growing.

    I am concerned about been tied into a fixed rate for 3 yrs.

    What do people think, is it a good time to fix or should I stay on the variable rate.
  3. Coldwarrior

    Coldwarrior Registered User

    Rates will likely start to rise early next year, fix now for as long as you can IMO, especially if your current rate is 3.8%. I can't post a link here to where to view historical swap rates but google 'the ice swap rates' and you'll find it.
  4. MacktheKnife

    MacktheKnife Registered User

    Last edited: Mar 4, 2018
    Inflation is not hitting the targets the ECB have set, they indicated during the week that QE may have to go on for longer than anticipated.
    Therefore i think it is doubtful that rates will rise next year.
    Last edited: Mar 4, 2018
    Dauhee likes this.