Apologies if I’m posting in the wrong place.
Myself and husband put in an application with UB for mortgage. Everything seemed ok but then we got a call back before application was to be sent to underwriters to say that husbands nationality got flagged up as he’s non eu. They asked for copy of his GNIB card and due to him being from Zimbabwe and over with his family years ago as a child he has been unable to get a new passport due to a lot of issues with the Zimbabwe embassy. The immigration is happy to renew his GNIB card yearly and have done so for the last 10 years. We’ve been married 12 years and have 2 kids. I have suggested he should get naturalized but he’s just put it on he long finger.
My question is can we be refused a mortgage because of this?
I am the main earner and he’s the second applicant. He has been in the same company for nearly 10 years and that was stated in his income cert. Getting naturalized will take the guts of a year and we would like to get a place now. We have a good deposit and have been approved for the help to buy scheme.
Any thought/advice will be appreciated.
Thanks.
Myself and husband put in an application with UB for mortgage. Everything seemed ok but then we got a call back before application was to be sent to underwriters to say that husbands nationality got flagged up as he’s non eu. They asked for copy of his GNIB card and due to him being from Zimbabwe and over with his family years ago as a child he has been unable to get a new passport due to a lot of issues with the Zimbabwe embassy. The immigration is happy to renew his GNIB card yearly and have done so for the last 10 years. We’ve been married 12 years and have 2 kids. I have suggested he should get naturalized but he’s just put it on he long finger.
My question is can we be refused a mortgage because of this?
I am the main earner and he’s the second applicant. He has been in the same company for nearly 10 years and that was stated in his income cert. Getting naturalized will take the guts of a year and we would like to get a place now. We have a good deposit and have been approved for the help to buy scheme.
Any thought/advice will be appreciated.
Thanks.