My question is can we be refused a mortgage because of this?
He hasn’t been to Zimbabwe in 16 years and has very few family members there. His immediate family have all been in Ireland since 2000.It's not unreasonable for lenders to restrict loans to Irish citizens or at least to people who have their paperwork in order.
A citizen is probably less likely to leave the country and their mortgage behind them.
Brendan
He hasn’t been to Zimbabwe in 16 years and has very few family members there. His immediate family have all been in Ireland since 2000.
We haven’t been refused yet, they’ve just asked for gnib card to verify stamp on it. He’s been here since he was 16.But banks are not going to spend money doing those kind of background checks when there are plenty of others customers seeking mortgages. Personally I'd be doubtful that the application went as far as the underwriters, more likely a polite way of saying no.
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